Serving Trinidad & Tobago since 1950

What does your
financial future
look like?

WITCO Credit Union helps members plan savings strategies for the moments that matter — your home, your car, your children's education, and your retirement.

Enriching The Lives Of Our Members

Join The WCU Explore Products
75 Years of trust
1950
Established
75+
Years of service
4
Core products
5★
Member care
WITCO Credit Union members
75 Years Serving
Our Members
Who We Are

A credit union built around you

Located at the corner of Eastern Main Road and Mt. D'Or Road, Champs Fleurs, WITCO Credit Union Co-operative Society Limited has proudly served its members for over seven decades — offering personalised financial solutions built on trust.

"WITCO Credit Union will be a leading provider of Quality Financial Services that will enrich the lives of our members both economically and socially."
  • ✓ Member-owned, community-focused
  • ✓ Competitive rates on savings & loans
  • ✓ Personalised financial guidance
  • ✓ Regulated and transparent operations
Our Story Book a Consultation
What We Offer

Financial products
designed for real life

Each request is handled with the WITCO Credit Union care our members rely on.

🏠

Mortgage

Secure your new home, renovate your existing property, or invest in land — we make homeownership a reality.

  • New home purchases
  • Home renovations
  • Land & property investment
Learn more
💳

Personal Loans

Whether it's a car, school supplies, or an investment, our personal loans put you in control.

  • Vehicle financing
  • Education expenses
  • Investment loans
Learn more
🎓

Education Fund

Building a stable future starts with planning and a good education. Let us help you achieve greatness.

  • Tertiary education loans
  • School & books
  • Children's education savings
Learn more
View All Products
Why Choose Us

The WITCO difference

01

Member-Owned

As a member you are a co-owner. Our profits are reinvested into better rates and services for you.

02

Personal Service

No call centres. Speak directly with our staff — Monday to Friday, 8am–3:30pm — people who know your name.

03

75 Years Strong

Since 1950 we have weathered every economic cycle and grown stronger. That stability protects your savings.

04

Transparent & Fair

No hidden fees, no surprise charges. Every product is explained clearly — member trust is our foundation.

Ready to start building your
financial future with us?

Become a Member Contact Us
Latest News

From the WITCO community

All posts
📋
AGM 2024Apr 2024

59th Annual General Meeting — Voting Results Announced

New board, supervisory committee, and credit committee members elected at this year's AGM.

Read more
📊
Annual ReportJan 2024

2023 Annual Report Now Available

Our 2023 Annual Report is now available. Review our financial performance and strategic highlights.

Read more
🤝
CommunityNov 2023

WCU Expands Tertiary Education Loan Programme

Supporting the next generation — expanded access to education financing for members' children.

Read more
📍

Our Location

Corner of Eastern Main Road
& Mt. D'Or Road, Champs Fleurs
(Within the West Indian Tobacco compound)

📞

Call Us

1-868-352-2480
1-868-662-2271
Ext: 2397 · 2281 · 2419

🕐

Opening Hours

Monday – Friday: 8:00am – 3:30pm
Saturday & Sunday: Closed
Appointments recommended